Welcome to this beautifully maintained single-family home in St. Cloud offering 3 bedrooms, 2 bathrooms, and 1,920 square feet of well-designed living space, all with no HOA. From the moment you enter, soaring vaulted ceilings set the tone, enhancing the open floor plan that seamlessly connects the spacious living room and kitchen. The kitchen is designed for both everyday living and entertaining, featuring stone countertops, abundant cabinet and counter space, a dry bar, and high-quality appliances. The split-bedroom layout provides added privacy. The primary suite is a standout with tray ceilings, two sliding glass doors leading directly to the backyard, and a spacious ensuite bathroom complete with a walk-in shower. Step outside and discover a true extension of the home. The oversized, fully fenced backyard sits on more than a quarter acre, offering plenty of room to enjoy outdoor living. A 12×20 shed with a roll-up door adds excellent storage or workspace options, and the extended driveway provides ample parking for a boat, recreational vehicles, or additional vehicles. Conveniently located with lake access just minutes away, this home also offers easy connectivity to HWY 192, Medical City, Lake Nona, the Turnpike, and area beaches. A rare combination of space, flexibility, and location, ready for its next owner. Mortgage savings may be available for buyers of this listing.