PRICE IMPROVEMENT! Stunning 3,566 SF home on one of the most premium lots in Monterey—backing to peaceful pond with beautiful water views and abundant birdlife. Original owner has maintained this 2020-built beauty to absolute perfection on a generous 10,125 SF lot. What sets this property apart? Over $100K in thoughtful upgrades you won’t find in other homes: Impact windows, whole-home portable generator with electrical hook-up, massive 20×40 screened lanai with hot tub overlooking the water, garage mini-split A/C (game-changer in Florida!), dual-zone HVAC with WiFi thermostats, 2024 water softener, epoxy garage floor with MyQ smart opener and ceiling storage racks. Inside you’ll find an open floor plan with gorgeous kitchen island, granite counters, stainless appliances, and tons of natural light. Upstairs loft offers flexible space. Clare security system with window/door sensors throughout, exterior motion-sensor lights surrounding home, Ring doorbell. Termite bait stations installed. Being sold furnished with exclusions of personal items—truly move-in ready. No leasing restrictions for investors. Pet-friendly: up to 4 pets allowed. HOA only $189 quarterly covers streetlights. City of Tampa handles streets/water/sewer. Brand new Branchton Park within half-mile: playground, dog park, pickleball, walking trails. Close to excellent schools, Wiregrass Mall, I-75/I-4. This one has it all.