For the first 15 days of this listing the owner is accepting cash offers only. NEW ROOF 2024. Thereafter, 100% FINANCING AVAILABLE FOR THIS PROPERTY. CONDITIONS APPLY. Welcome to 13698 20th St., Largo, FL! This well-maintained and updated single family home features 4 bedrooms, 1 bath, and over 1,163 square feet of comfortable living space—ideal for both homeowners and investors seeking a property with outstanding flexibility.
Short-term rentals are permitted at this address, subject to compliance with Largo’s Short-Term Rental Ordinance. The City of Largo allows short-term rentals in single-family homes, provided you obtain required permits and inspections, comply with occupancy and parking standards, and adhere to local and state regulations—all designed to ensure a safe and welcoming environment for guests and neighbors alike.
This property offers quick access to some of the Gulf Coast’s finest white-sand beaches, making it highly attractive for vacation rental guests or anyone seeking a sun-soaked Florida lifestyle.
Don’t miss this excellent opportunity for primary residence, vacation getaway, or income-producing investment. Schedule your showing today!

The closest Gulf Coast beaches to 13698 120th St., Largo, FL, each offer distinct attractions and accessibility. Here are the nearby beaches and their approximate distances from the property:
Nearby Beaches and Distances
• Indian Rocks Beach: About 6.2 miles (a 10–15 minute drive) from the property—one of the most popular and scenic beaches in the area, famous for its convenient multiple Gulf Boulevard access points and lively atmosphere.
• Belleair Beach: Approximately 6.5 miles (about a 12–15 minute drive), this quieter, more secluded beach offers peaceful white sands and a residential feel.
• Clearwater Beach: Roughly 6.5 miles away (around a 15–20 minute drive), this award-winning, vibrant beach community is ideal for those seeking activities, dining, and entertainment on top of beautiful shoreline.
• Madeira Beach: Estimated at just over 10 miles or about a 20-minute drive, it’s renowned for John’s Pass Village and Boardwalk, plus family-friendly sand and amenities.
• North Redington Beach/Redington Shores: Both are about 10–12 miles from the property, taking around 20–25 minutes to reach these relaxed, less-crowded beaches.
These options provide a great variety of serene and lively beach experiences, all within a short drive from 13698 120th St., Largo, FL. Each beach boasts its own unique character, ensuring visitors and short-term renters have plenty of choices for sun and surf close to home.