VA ASSUMABLE LOAN at 3.125%! A lush, private oasis with beautiful gardens, butterflies, and tropical plants, plus a gazebo and koi pond. Lovely curb appeal as the paver driveway and entry path leads into a courtyard providing a happy vibe on approach to the double French door entryway. Inside, this 3 bedroom 3 bath home has large rooms and plenty of storage. Beautifully updated kitchen with cream cabinets, granite counter tops, updated appliances, and lots of counter space to create your favorite meals. Updated bathrooms, new laminate flooring (2020) and tile in all the right places. The family room leads to the screened lanai and from there journey into your very own secret garden! This well-maintained home features *NEW AC 2022 *NEW AIR DUCTS 2018 *NEW WATER HEATER 2022 *CPVC SUPPLY PIPES *DRAIN PIPES CLEANED AND LINED 2022 *ROOF 2016 -cleaned and inspected 2023 *UPDATED DOUBLE PANE WINDOWS*Exterior paint 2023 *Carport has an electric privacy screen *Separate golf cart garage also used as laundry room and work area. Oversized FENCED LOT and no neighborhood HOA fee! Sun City Center Community Association is only $333 per person per year. One-time capital funding fee $3,000 at closing. This home is a must see!