This house comes with a REDUCED RATE as low as 5.375% (APR 5.875%) as of 03/21/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. Beautifully upgraded 2-bedroom coastal-inspired home on an oversized corner lot in fast-growing Palmetto. Major updates completed in 2020 include new A/C, furnace, updated ductwork, and system improvements, plus a new roof in 2024. The bright interior offers natural light, warm LVP wood flooring, crown molding, premium window treatments, a charming beaded accent wall, wood cabinetry, stainless steel appliances, and timeless Old Florida bungalow character. Outside, enjoy a fully fenced white picket yard, a spacious patio, and a huge backyard centered around a majestic mature oak tree — the perfect setting for entertaining or relaxing. The 1-car garage adds flexibility for storage or future use. Located just moments from Emerson Point Preserve, a coastal preserve on Snead Island between the Manatee River and Terra Ceia Bay, and near marinas, fishing, waterfront dining, shopping, and commuter routes including US-19, US-41, and I-75. Per seller, home stayed high and dry with no flooding or storm damage during Hurricanes Ian and Idalia. Furnishings available for sale.