Under contract-accepting backup offers. ***PRICE IMPROVEMENT*** Welcome to a rare Tampa waterfront opportunity where lifestyle, flexibility, and location come together in one incredible property. This charming and versatile 3-bedroom, 3-bath home offers both a formal living room and a separate family room, providing plenty of space to spread out, entertain, or create dual living areas. An inside laundry closet adds everyday convenience, while the huge oversized lot offers abundant parking, a fully fenced yard, and a backyard shed/workshop ideal for storage, hobbies, or projects. Situated on a freshwater canal with direct access to Bellows Lake, this home features something truly special—a private boat ramp right in your own backyard, making it effortless to enjoy boating, kayaking, or fishing anytime you choose. Residents also have the option to join the neighborhood civic center for a nominal fee, granting access to an additional private boat ramp, basketball court, playground, and picnic area, enhancing the community lifestyle. Located just steps away from the Seminole Hard Rock Casino Tampa, this home offers unbeatable proximity to entertainment, dining, and nightlife, while still feeling tucked away in an established Tampa neighborhood. Even better, the property is not located in a flood zone, offering added peace of mind and potential insurance savings. With no HOA or CDD fees and potential for short-term rental use, this property presents an exceptional opportunity for homeowners and investors alike. Waterfront homes with this much land, flexibility, and access—especially in such a prime Tampa location—are incredibly hard to find, making this one you don’t want to miss.